The Importance of Buildings Insurance

Did you know that about 25% of homeowners in the UK don’t have buildings insurance? This is a surprising finding from a recent report by Confused.com.

In 2022, the UK was home to approximately 28.2 million households, marking a 6.1% increase over the past decade, according to the Office for National Statistics (ONS). It’s estimated that 25% of these homes lack any form of home insurance, which suggests that as many as 7.5 million properties might be currently unprotected.

What the Report Tells Us:

  • Growing Market: The home insurance market in the UK is growing and is expected to be worth £4.1 billion by the end of 2024.
  • Buying Online: More than half of home insurance policies were bought online in 2023-24.
  • High Coverage: The UK has one of the highest rates of home insurance in Europe.

Why Buildings Insurance Matters: Buildings insurance is crucial because it covers the cost of repairing or rebuilding your home if it gets damaged. Without this insurance, you might have to pay a huge amount out of your own pocket for repairs or even a complete rebuild.

HL Mortgages Can Help: At HL Mortgages, we want to make sure you’re protected. Here’s how we can help:

  • Expert Advice: Our team gives you personalised advice to find the best insurance for your home.
  • Thorough Research: As whole of the market advisers, we’ll research and compare different policies to find the best deal for you.
  • Ongoing Support: We’re here to help you not just with your mortgage, but with all your financial needs.

How to Reach Us: If you need help getting the right buildings insurance, contact us today! If you have an existing policy, feel free to send us the details and we will complete a review to see if we can improve thequality of the cover or reduce the price.

Protecting your home is important. With HL Mortgages, you can feel confident knowing that you have the right coverage and support.

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